🚗 It's holiday travel season, Troy! ✈️ Whether you're packing the car or hosting the whole family 🏠, November is a wonderful time to celebrate the people who matter most. Before the festivities kick off 🎉, add one more thing to your list: a quick chat about life insurance with me and my team. Your favorite people are worth it! 💛

I’m proud to have spent the past six years as a State Farm insurance agent! Our agency offers a wide range of insurance products, including home, auto, life, health, business, renters, boat, and camper insurance, along with financial services. We are eager to serve customers in Troy and Pike County, including Banks, Brundidge, and Goshen, as well as the entire state of Alabama!

I grew up here in Troy and graduated from Auburn University in 2002. My wife, Amy, and I have been married for 21 years, and we’re proud parents of our 16-year-old son, Sam, who’s the mascot for Charles Henderson High School. We’re happy to call Troy our home!

When I’m not working, you’ll find me enjoying time with my family and cheering on SEC and Sun Belt football. I’ve spent most of my adult life in the service industry, and my passion for helping others led me to become an insurance agent. I believe in taking care of people, and insurance is the perfect way for me to do that. I get to make sure people are prepared for the unexpected while building strong, personal relationships.

Our agency strives to prioritize personalization, education, and transparency. We work closely with our customers to develop comprehensive plans tailored to their unique needs and goals.

Relationship building is at the core of everything I do. My goal is to know our customers well enough that when we run into each other at a local football game, I can greet them by name and ask about their family!

Being involved in the community is very important to me, and I’m proud to participate in educational workshops and youth programs in Pike County. My team also partners with organizations like Pike Regional Advocacy Center and CommonGround Troy to support events throughout the year. Giving back to the community where I grew up and now live is a core part of our agency’s mission.

Looking for a new insurance policy? We can’t wait to assist you today. Call, text, email, or stop by our Troy office. We look forward to helping you protect what matters most and building a plan for your future!"

Below are a list of the few types of insurances we offer:

• Auto insurance

• Commercial auto insurance

• Fleet insurance

• Contractor insurance

• Home insurance

• Builders Risk insurance

• Renters insurance

• Condo insurance

• Rental Property insurance

• Boat insurance

• Camper insurance

• Motorhome insurance

• Business insurance

• Notary needs

• Workers Comp insurance

• Life insurance

• Supplemental insurance

Q: How is the replacement cost of my home calculated? A: Replacement cost is the estimated amount needed to rebuild your home from the ground up using current local material and labor costs. This is different from market value, which includes land value. Bryant Smith in Troy can calculate an accurate replacement estimate for your home.

Q: Does renters insurance cover my personal belongings when I am away from home? A: Yes! Personal property protection under a renters account generally follows you wherever you go, protecting items stolen from your car or lost during travel. Bryant Smith serves Troy and can explain how off-premises protection works.

Q: How do my beneficiaries receive a life insurance payout? A: When an account holder passes away, designated beneficiaries submit a claim along with a death certificate. The payout is usually delivered tax-free as a lump sum to help replace lost income, cover expenses, or pay off debt. Bryant Smith in Troy is dedicated to helping local families navigate this process smoothly.

Q: Will filing a small claim cause my monthly rates to go up? A: Rate adjustments depend on the claim type, fault, loss severity, and your overall claim history. For small maintenance issues, paying out-of-pocket might make more sense than filing a claim. Bryant Smith in Troy can talk through scenarios before you officially submit a claim.